766 N Carrie Ct

Watkins, CO 80137|Bridgeport Plan

$483,175~~$553,175~~

*Incentives have been applied to reduce the purchase price.

3Beds

2½Baths

1,633Sq. Ft.

2Car Garage

$3,225/mo.*Year 1 estimated paymentPayment based on3.5%3-2-1 Buydown

Explore your financing options

5/1 ARM3.875%Initial interest rate

FIXED RATE4.99%Fixed interest rate

3-2-1 Buydown

3.5%Year 1 rateFeatured payment option

Year 24.5%

Year 35.5%

Year 4 onward6.5%

Rates shown are for VA financing. Interest rates, not APR. Subject to eligibility, availability and lender approval. See individual homes for payment details.

Payment assumptions & details

Payment example for 766 N Carrie Ct

Loan assumptions
Home sales price	$483,175.00
Modeled adjusted contract price	$538,848.02
Loan amount	$550,433.26
Loan term	30 years
Down payment	0% ($0.00)
Fixed note rate (not APR)	6.5%
Loan program	VA 3-2-1 Buydown — eligible buyer with full entitlement
Total 3-2-1 buydown cost	8.661% ($47,673.02)
VA funding fee	2.15% ($11,585.23) — financed
Assumed closing costs	$8,000.00 — modeled seller credit

Monthly payment breakdown
Year 1 principal & interest paid by buyer	$2,471.69
Estimated property taxes	$553.26
Homeowners insurance	$180.00
Mortgage insurance	$0.00
HOA / metro charges	$19.67
Year 1 estimated monthly total	$3,224.62

3-2-1 payment schedule
Period	Payment based on	Estimated monthly payment
Year 1	3.5%	$3,224.62
Year 2	4.5%	$3,541.89
Year 3	5.5%	$3,878.23
Year 4 onward	6.5%	$4,232.04

Fixed note rate: 6.5%. A builder-funded 3-2-1 buydown reduces the buyer’s principal and interest payments during years 1–3. Payments increase each year through year 4. Tax, insurance and community-fee estimates are held constant in this illustration; actual amounts can change.

The advertised amount is the Year 1 estimated payment. A builder-funded 3-2-1 buydown reduces the buyer’s principal and interest payments during the first three years; the underlying note rate remains fixed. Payments are based on a rate 3 percentage points below the note rate in Year 1, 2 points below in Year 2, and 1 point below in Year 3. Full note-rate payments begin in Year 4. Taxes, insurance and HOA/metro charges are estimates and may change. Interest rate is not APR. Financing costs are modeled through a higher contract price and seller credits, subject to lender approval and appraisal support. Contact the lender for a complete Loan Estimate.

About this home

Space to live, gather and grow.

This three-bedroom home offers 1,633 square feet of space to live, gather and grow. Enjoy space for shared meals, time together and a place to unwind.

living room and kitchen with open-plan layout, recessed lights, sliding glass door, island, and dark wood-look flooring

Open Living

An open layout that brings everyone together.

Kitchen

From morning coffee to meals with friends, gather around the island.

bedroom with carpeted floor, small doorway to an ensuite bathroom and neutral painted walls

Primary Suite

Your own retreat to unwind at the end of the day.

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Floor Plans

See how 1,633 sq. ft. lives.

Explore the Bridgeport floor plan and available layout variations.

Main Level

Bridgeport Plan

Upper Level

Bridgeport Plan

Download the Floor Plans

Floor plans are representative. Actual home configuration may vary.

The Neighborhood

Life at Sky Ranch

Sky Ranch is located in Arapahoe County, just east of Aurora. The community offers parks, trails and surrounding open space, with convenient access to shopping, dining and Denver International Airport.

Parks
Trails
Surrounding open space

Aurora Public School District or Bennett School District 29J; assignment varies by address.

Aurora: Vista PEAK Exploratory School (Pre-K–8). Bennett: Bennett Preschool (Pre-K), Bennett Elementary (K–3), Bennett Intermediate (4–6).
Aurora: Vista PEAK Exploratory School (Pre-K–8). Bennett: Bennett Intermediate (grade 6), Bennett Middle (7–8).
Aurora: Vista PEAK Preparatory School (9–12). Bennett: Bennett High School (9–12).

Explore Sky Ranch

Built by Challenger Homes

Making Life Better for more than 25 years.

Challenger Homes team gathered outside a home

25+Years

10,000+Homes Built

25+Communities

90% of homeowners would recommend Challenger Homes.

That trust is what keeps us focused on building homes worthy of life’s most meaningful moments.

2025 Top 100 BuilderHome Builder Executive

Best of the Springs WinnerRecognized in Colorado Springs

Ready to see it?

Come see 766 N Carrie Ct.

Tours are available six days a week. Choose a day that works for you, then select an available appointment time.

Sunday closed•Questions? (720) 673-0702

Have a question?

Talk with Kristen Gaccetta about this home.

Have a question about 766 N Carrie Ct, financing, availability or the community? We can help.

Kristen GaccettaChallenger Homes(970) 618-4940

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How we estimate your payment

Principal & interest + estimated property taxes + homeowners insurance + applicable HOA/metro charges.

Our advertised estimated lowest payments use a 30-year VA loan example for an eligible buyer with full entitlement and 0% down. The featured payment option is 3-2-1 Buydown. Advertised amounts are year-one estimates; payments increase in years 2, 3 and 4. The note rate is fixed at 6.5%. Home price, estimated taxes, and HOA/metro charges vary by property and community. Open the asterisk beside a payment for that home’s figures and assumptions.

More about the calculation

Principal and interest are calculated from the modeled loan amount, selected payment rate, and loan term. The model uses 8.661% combined 3-2-1 buydown cost and an assumed 2.15% VA funding fee financed into the loan. It includes a $8,000.00 closing-cost allowance, modeled through a higher contract price and seller credit. Points and any temporary buydown funding are modeled through a higher contract price and seller credits, subject to lender approval and appraisal support.

Property taxes use the community mill levy and an approximate assessed-value calculation; they are estimates, not an actual tax bill. Homeowners insurance is estimated at $180.00 per month. Applicable community HOA/metro charges are included. Upfront tax and insurance escrow deposits are excluded. A zero down payment does not guarantee zero cash due at closing.

3-2-1 Buydown payment assumption notes

The advertised amount is the Year 1 estimated payment. A builder-funded 3-2-1 buydown reduces the buyer's principal and interest payments during the first three years; the underlying note rate remains fixed. Payments are based on a rate 3 percentage points below the note rate in Year 1, 2 points below in Year 2, and 1 point below in Year 3. Full note-rate payments begin in Year 4. Taxes, insurance and HOA/metro charges are estimates and may change. Interest rate is not APR. Financing costs are modeled through a higher contract price and seller credits, subject to lender approval and appraisal support. Contact the lender for a complete Loan Estimate.

*Advertised payments are estimates based on promotional financing for qualified buyers on select homes. Not all buyers will qualify. Actual payments vary based on the home, loan program, down payment, credit qualifications, taxes, insurance, and applicable HOA or metro district charges. Financing incentives require use of the designated lender. Buyers may choose any lender. Offers are subject to availability, lender approval, and change. This is not a commitment to lend.

Promotion terms & lender information