Promo Terms & Conditions
Rates as Low as 3.99% (4.23% APR)*
VA & FHA Fixed Rate Promotion
3.99% interest rate (4.23% APR)
Available for well-qualified VA and FHA borrowers with minimum 680 FICO through builder forward commitment.
5/1 ARM Option
As low as 3.875% (4.476% APR)
Available on Select Challenger Homes
Valid on new purchase contracts signed on or before March 31, 2026.
Financing incentives available only when financing is obtained through Pentrust Mortgage Group, LLC.
Important Information
Rates, APRs, loan programs, terms, and conditions are subject to borrower qualification, credit approval, and program guidelines. Not all applicants will qualify. Rates subject to change without notice. Additional restrictions may apply. Contact a Pentrust Mortgage Group Loan Officer for complete details.
Buyer is not required to finance through Pentrust Mortgage Group, LLC as a condition of purchase and may choose any lender; however, promotional financing incentives are available only when financing through Pentrust Mortgage Group, LLC.
Promotion valid for new buyers on new contracts only and may not be combined with other offers. Challenger Homes reserves the right to modify or withdraw this promotion at any time without notice.
Regulatory Disclosure
Pentrust Mortgage Group, LLC
NMLS #1634635
For licensing information visit: www.nmlsconsumeraccess.org
Pentrust Mortgage Group, LLC is not endorsed by or acting on behalf of HUD, FHA, VA, USDA, or any other government agency.
This is not a commitment to lend. All loans subject to credit approval and underwriting guidelines.
PenTrust Mortgage Group, LLC is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. This is not an advertisement to extend credit as defined by Regulation Z nor an application for credit as defined by RESPA/Regulation X. All loan programs, terms, rates, fees and conditions are subject to change without notice and may not be available at all communities. No information or material herein is to be construed to be an offer or solicitation for sale or a representation or warranty of any kind. This is not an offering where prohibited by law. PenTrust Mortgage Group, LLC Company NMLS #1634635.