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Villas Collection

Summerton

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2–4Bedrooms
2–3Bathrooms
1,576–3,042Finished Sq. Ft.
2Car Garage
1Stories

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With or Without a Basement

SpecificationsWithout basementWith finished basement
Bedrooms2Up to 4
Bathrooms2Up to 3.0
Finished sq. ft.1,5763,042
Unfinished sq. ft.—110
Total sq. ft.1,5763,152

An unfinished basement is also available. Finished-basement figures describe the maximum recorded configuration, not the base home.

Designed for the way you live

Get to know the Summerton

The Villas Collection at Home Place Ranch feature preferred ranch style floor plans with open concept living areas and standard partially finished basement areas. The Summerton is the largest floor plan offered in the Villas Collection and has an inviting front covered porch and 2 bedrooms and 2 full bathrooms. In addition to 2 bedrooms, this home has a designated flex space which can be used a media room, additional living room, den, or craft room. This home has a flowing and open layout with an airy living room with electric fireplace which easily connects to a dining space and large kitchen with breakfast bar. The main living area has an abundance of windows and overlooks the rear covered patio. The useful laundry room of the home is located next to the garage and features a built-in bench. Off the entry of the home is located a guest bedroom with full bath and the master suite which features a walk-in closet and private bath area with dual sinks and a shower seat. The large two car garage is extended for beneficial storage. The basement has a standard partial finish with a large recreation room for additional living space. For homeowners looking for additional bedrooms, the basement has the option to be finished with another 2 bedrooms with walk-in closets and a full bath. The full finished basement will nearly double the size of the living area of this functional floor plan.

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Floor plans are representative. Actual home configuration may vary.

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Video and tour may show optional features or a different elevation. Features and finishes vary by community and homesite.

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How we estimate your payment

Principal & interest + estimated property taxes + homeowners insurance + applicable HOA/metro charges.

Our advertised estimated lowest payments use a 30-year VA loan example for an eligible buyer with full entitlement and 0% down. The featured payment option is 3-2-1 Buydown. Advertised amounts are year-one estimates; payments increase in years 2, 3 and 4. The note rate is fixed at 6.5%. Home price, estimated taxes, and HOA/metro charges vary by property and community. Open the asterisk beside a payment for that home’s figures and assumptions.

More about the calculation

Principal and interest are calculated from the modeled loan amount, selected payment rate, and loan term. The model uses 8.661% combined 3-2-1 buydown cost and an assumed 2.15% VA funding fee financed into the loan. It includes a $8,000.00 closing-cost allowance, modeled through a higher contract price and seller credit. Points and any temporary buydown funding are modeled through a higher contract price and seller credits, subject to lender approval and appraisal support.

Property taxes use the community mill levy and an approximate assessed-value calculation; they are estimates, not an actual tax bill. Homeowners insurance is estimated at $180.00 per month. Applicable community HOA/metro charges are included. Upfront tax and insurance escrow deposits are excluded. A zero down payment does not guarantee zero cash due at closing.

3-2-1 Buydown payment assumption notes

The advertised amount is the Year 1 estimated payment. A builder-funded 3-2-1 buydown reduces the buyer's principal and interest payments during the first three years; the underlying note rate remains fixed. Payments are based on a rate 3 percentage points below the note rate in Year 1, 2 points below in Year 2, and 1 point below in Year 3. Full note-rate payments begin in Year 4. Taxes, insurance and HOA/metro charges are estimates and may change. Interest rate is not APR. Financing costs are modeled through a higher contract price and seller credits, subject to lender approval and appraisal support. Contact the lender for a complete Loan Estimate.

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