Spring into Savings with our 2.99% 1st Year Interest Rate or Ask about our Rate Lock Incentive* AND initial payments as low as $1,734*

Spring into Savings with our 2.99% 1st Year Interest Rate or Ask about our Rate Lock Incentive* AND initial payments as low as $1,734*

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Promo Terms & Conditions

RATE LOCK Dislcaimer:

By obtaining pre-approval with Pentrust Mortgage and entering into a contract for a Challenger home at or before the framing stage, you may be eligible for a rate lock promise from Challenger Homes. In the event that interest rates increase by 0.5% or more compared to your initial official loan estimate provided by Pentrust Mortgage, Challenger Homes shall offer a Seller Concession of up to $10,000, which may be applied towards a rate buydown. This offer is subject to the terms and conditions set forth by Challenger Homes and Pentrust Mortgage. Promotion valid for new customers on new purchase contracts only and may not be combined with other offers, see Sales Associate for details and limitations. No information or material herein is to be construed to be an offer or solicitation for sale or a representation or warranty of any kind. This is not an offering where prohibited by law. PenTrust Mortgage Group, LLC Company NMLS #1634635.

Rate buydown disclaimer:

Pentrust Mortgage Group, LLC is the only Preferred Builder Lender. Buyer may choose any Lender and is not required to finance through Preferred Lender. This promotion is only available when financing through Preferred Lender. Promotion only good for homes that close by April 30, 2025. Challenger Homes reserves the right to change or withdraw this promotion at any time. Promotion valid for new customers on new purchase contracts only and may not be combined with other offers, see Sales Associate for details and limitations.

PenTrust Mortgage Group, LLC is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. This is not an advertisement to extend credit as defined by Regulation Z nor an application for credit as defined by RESPA/Regulation X. All loan programs, terms, rates, fees and conditions are subject to change without notice and may not be available at all communities. No information or material herein is to be construed to be an offer or solicitation for sale or a representation or warranty of any kind. This is not an offering where prohibited by law. PenTrust Mortgage Group, LLC Company NMLS #1634635.

Example reflects home sales price of $419,425, 96.5% LTV, and 740 FICO score financed on FHA 30-year fixed rate mortgage. Initial rate promotion is a 4.990% note rate in a builder forward commitment plus a temporary rate buydown lowering the effective rate to 2.990% for the first year. Reflected payments are P&I only & subject to change. Example reflects principal and interest payment only, applicable mortgage insurance, homeowners’ insurance, and property taxes would also apply for full monthly payment. See Sales Associate or Loan Officer for additional details.

Example reflects home sales price of $419,425, 96.5% LTV, and 740 FICO score financed on FHA 30-year fixed rate mortgage. Initial rate promotion is a 4.990% note rate in a builder forward commitment plus a temporary rate buydown lowering the effective rate to 2.990% for the first year. Reflected payments are P&I only & subject to change. Example reflects principal and interest payment only, applicable mortgage insurance, homeowners’ insurance, and property taxes would also apply for full monthly payment. See Sales Associate or Loan Officer for additional details.