Promo Terms & Conditions

Rate buydown disclaimer:

Pentrust Mortgage Group, LLC is the only Preferred Builder Lender. Buyer may choose any Lender and is not required to finance through Preferred Lender. This promotion is only available when financing through Preferred Lender. Promotion only good for homes that contract by May 31, 2025. Challenger Homes reserves the right to change or withdraw this promotion at any time. Promotion valid for new customers on new purchase contracts only and may not be combined with other offers, see Sales Associate for details and limitations.

PenTrust Mortgage Group, LLC is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. This is not an advertisement to extend credit as defined by Regulation Z nor an application for credit as defined by RESPA/Regulation X. All loan programs, terms, rates, fees and conditions are subject to change without notice and may not be available at all communities. No information or material herein is to be construed to be an offer or solicitation for sale or a representation or warranty of any kind. This is not an offering where prohibited by law. PenTrust Mortgage Group, LLC Company NMLS #1634635.

Example reflects home sales price of $419,425, 96.5% LTV, and 740 FICO score financed on FHA 30-year fixed rate mortgage. Initial rate promotion is a 4.990% note rate in a builder forward commitment, plus a temporary rate buydown lowering the effective rate to 1.990% for the first year. Reflected payments are P&I only & subject to change. Example reflects principal and interest payment only; applicable mortgage insurance, homeowners’ insurance, and property taxes would also apply to the full monthly payment. See Sales Associate or Loan Officer for additional details.